XcrowPay for Businesses

    If your platform connects buyers and sellers -- a marketplace, a classifieds site, a social commerce app -- you can offer escrow-protected checkout without building the custody, dispute, and payout infrastructure yourself. Integrate the XcrowPay API and let us hold the funds while your platform handles everything else.

    Escrow-protected checkout, without building escrow yourself

    Add buyer/seller payment protection to your marketplace or platform by integrating our API, instead of building and maintaining fund custody, dispute handling, and payout logic in-house.

    A real sandbox from day one

    Register and get a test API key immediately -- no verification required. Build and test your full integration, including simulated payments, before you ever touch a live key.

    Webhooks that keep your platform in sync

    Signed webhook events (payment received, delivery verified, dispute opened, funds released) let your platform update order status automatically, without polling.

    How it works

    1. Register a merchant account and get a test secret key immediately.
    2. Build against the test key: create transactions, simulate payments, and configure your webhook -- nothing touches real money.
    3. Complete business verification when you're ready to accept real payments.
    4. Switch to your live key and go live.