XcrowPay charges a single escrow fee per transaction, paid by the buyer at checkout on top of the item price. There's no subscription, no setup cost, and no hidden charges -- the fee shown at checkout is the fee you pay. It's tiered by transaction size, so the percentage drops as the amount goes up.
On top of the tiered fee below, every transaction also carries a flat ₦100 service fee.
| Transaction Amount | Fee |
|---|---|
| ₦0 to ₦100,000 | 7% |
| ₦100,001 to ₦500,000 | 5% |
| ₦500,001 to ₦1,000,000 | 3% |
| ₦1,000,001 to ₦2,000,000 | 2.5% |
| ₦2,000,001 to ₦5,000,000 | 1.5% |
| ₦5,000,001 to ₦10,000,000 | 0.75% |
| ₦10,000,001 to ₦20,000,000 | 0.40% |
| ₦20,000,001 to ₦30,000,000 | 0.30% |
| ₦30,000,001 to ₦40,000,000 | 0.24% |
| ₦40,000,001 to ₦50,000,000 | 0.19% |
| Above ₦50,000,000 | Negotiated, or 0.19% |
Full terms for how this fee is charged and applied are in our Terms of Use.